How FundX helps small business

A fast and easy application process

The FundX application process is designed to be fast and straightforward.

If you use cloud accounting software, we connect directly with a single click. Once we connect we assess your business, and come back to you in minutes and usually have the funds paid into your Bank account within 24 hours.

If you don’t use cloud accounting software that’s fine – we’ll ask you for a few documents (like your Balance Sheet and Profit and Loss) and assess your business from there. Our “offline” assessment usually takes about an hour.

No fees … period.

We don’t charge fees of any kind.

Repay early without fees or penalties

You can repay a FundX advance at any time without any fees or penalties.

Forward looking risk adjusted pricing

Our pricing is based on our assessment of your business, and the invoices which you wish to have funded.

We consider the overall risk of your business, focusing on your current performance, not the past, and we set our prices based on risk. We don’t look to charge the most we can get away with – we charge a fair rate for the risk.

A simple, transparent repayment structure

Our advances are usually repaid over 12 weeks in equal instalments, which are made up of a principal repayment and an interest component.

We’re also flexible with our advance structures, and are able to set up a structure which meet your needs. Don’t hesitate to ask.

We’ll give you access to our sophisticated loan management system, so you’ll always know how much you need to pay, when you need to pay, and how the repayments are made up. You can also print statements at any time.

A non-intrusive approach

We don’t require that invoices payments are directed to separate Bank accounts which we control. You maintain control of your invoicing, accounts receivable and collections at all times. Your customers never know that their invoices are being funded.

At FundX our goal is to help small business grow and succeed. We work with you to get the funds you need, when you need them.